Anthropic adds Personal Finance to Claude, with read-only bank access via Plaid

Claude's new Personal Finance feature links to users' bank and card accounts through Plaid, the bank connection platform. Users can ask things like where their money went this month, and Claude builds an overview of spending by category, including rent and utilities, shopping and food. It can also estimate which bills remain before the next payday and how much could be saved each month.

Access is read-only, and Plaid handles the connection, so Claude never sees banking passwords. According to Anthropic, Claude cannot move, manage or invest money, and it is not designed to give investment advice. With access granted, Claude can see account names and types, the last four digits of account numbers, balances, credit limits and up to two years of transactions.

The feature is in beta this week for Claude Pro, Max and Ultra subscribers in the US. OpenAI introduced a similar Plaid-based feature for ChatGPT in May. Anthropic says it is exploring how Claude could work alongside licensed financial professionals on bigger money decisions.

Developers can see a permissioned, read-only pattern for giving an AI model financial data without handing it credentials. Because Claude cannot move or invest money here, any agent that acts on accounts will need its own spending controls and safeguards. Anthropic says larger financial decisions are still under exploration, so regulated integrations may take longer to arrive.